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Skoda Octavia Car Loan EMI Calculator

Skoda Octavia
Skoda Octavia 31.42 - 34.95 Lakh
Versions 2.0 Style City Mumbai

Adjust Octavia Car Loan Parameters

53,307 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate
Total Loan Taken

Skoda Octavia 2.0 Style Car Loan EMI

On-Road Price ₹31,41,893
Ex-Showroom Price ₹26,29,000
Max Loan Amount ₹26,29,000
Down Payment as per your Selection 5,12,893
Loan Amount 26,29,000
EMI Amount 53,307
Interest Component 5,69,420 (17.8%)
Principal Component 26,29,000 (82.2%)
Total Payable over 5 Years 31,98,420
Note: This doesn't include bank processing fee.

Skoda Octavia Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹4,45,458 ₹1,94,222 ₹21,83,542
24 ₹4,82,431 ₹1,57,249 ₹17,01,111
36 ₹5,22,472 ₹1,17,207 ₹11,78,639
48 ₹5,65,837 ₹73,842 ₹6,12,802
60 ₹6,12,802 ₹26,878 ₹0

Skoda Octavia EMI

Skoda Octavia Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹5.13 Lakh

On-Road Price in Mumbai Down Payment EMI
2.0 Style
5,12,893 53,307
2.0 L&K
5,66,462* 59,390
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Skoda Octavia Similar Cars

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EMI ₹58,493 @ 8% for 5 years
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EMI ₹46,009 @ 8% for 5 years
  • MG ZS EV

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Explore More About Skoda Octavia

Octavia Details

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On-road price detail


ARAI and Owner reported mileage

Expert Reviews

Our expert take on Octavia



Here is how - Skoda Octavia price starts from ₹31,41,893 in Mumbai. If you pay a down payment of ₹5,12,893 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹53,307.

The cheapest Octavia model is 2.0 Style which is priced at ₹52,698 in Delhi.

You will need to pay at least a ₹4,03,680 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Octavia.

VersionOn-road price MumbaiMax Loan
2.0 Style31418932629000
2.0 L&K34954622929000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Octavia will be ₹40,976 but you will have to pay interest of ₹8,12,984 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹91,784, but your interest payment will be only ₹3,75,224 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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