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Skoda Octavia(2017-2021) Car Loan EMI Calculator

Skoda Octavia(2017-2021)
Skoda Octavia(2017-2021) 45.19 Lakh
Versions RS 245 City Mumbai

Adjust Octavia(2017-2021) Car Loan Parameters

72,987 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate
Total Loan Taken

Skoda Octavia(2017-2021) RS 245 Car Loan EMI

On-Road Price ₹45,18,563
Ex-Showroom Price ₹35,99,599
Max Loan Amount ₹35,99,599
Down Payment as per your Selection 9,18,964
Loan Amount 35,99,599
EMI Amount 72,987
Interest Component 7,79,621 (17.8%)
Principal Component 35,99,599 (82.2%)
Total Payable over 5 Years 43,79,220
Note: This doesn't include bank processing fee.

Skoda Octavia(2017-2021) Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹6,09,916 ₹2,65,926 ₹29,89,683
24 ₹6,60,539 ₹2,15,303 ₹23,29,143
36 ₹7,15,364 ₹1,60,479 ₹16,13,780
48 ₹7,74,738 ₹1,01,104 ₹8,39,041
60 ₹8,39,041 ₹36,801 ₹0

Skoda Octavia(2017-2021) EMI

Skoda Octavia(2017-2021) Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹9.19 Lakh

On-Road Price in Mumbai Down Payment EMI
RS 245
9,18,964 72,987
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Skoda Octavia(2017-2021) Similar Cars

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EMI ₹70,947 @ 8% for 5 years
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  • Isuzu MU-X

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  • MG Gloster

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EMI ₹62,853 @ 8% for 5 years

Explore More About Skoda Octavia(2017-2021)

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Here is how - Skoda Octavia(2017-2021) price starts from ₹45,18,563 in Mumbai. If you pay a down payment of ₹9,18,964 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹72,987.

The cheapest Octavia(2017-2021) model is RS 245 which is priced at ₹72,987 in Delhi.

You will need to pay at least a ₹5,37,577 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Octavia(2017-2021).

VersionOn-road price MumbaiMax Loan
RS 24545185633599599

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Octavia(2017-2021) will be ₹56,104 but you will have to pay interest of ₹11,13,137 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,12,798, but your interest payment will be only ₹4,61,129 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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