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Skoda Octavia(2017-2021) Car Loan EMI Calculator

Skoda Octavia(2017-2021)
Skoda Octavia(2017-2021) 18.82 - 45.19 Lakh
Versions Ambition 1.4 TSI (Petrol) City Mumbai

Adjust Octavia(2017-2021) Car Loan Parameters

32,434 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate
Total Loan Taken

Skoda Octavia(2017-2021) Ambition 1.4 TSI (Petrol) Car Loan EMI

On-Road Price ₹18,82,337
Ex-Showroom Price ₹15,99,599
Max Loan Amount ₹15,99,599
Down Payment as per your Selection 2,82,738
Loan Amount 15,99,599
EMI Amount 32,434
Interest Component 3,46,441 (17.8%)
Principal Component 15,99,599 (82.2%)
Total Payable over 5 Years 19,46,040
Note: This doesn't include bank processing fee.

Skoda Octavia(2017-2021) Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹2,71,036 ₹1,18,173 ₹13,28,563
24 ₹2,93,532 ₹95,677 ₹10,35,031
36 ₹3,17,895 ₹71,314 ₹7,17,136
48 ₹3,44,280 ₹44,929 ₹3,72,855
60 ₹3,72,855 ₹16,354 ₹0

Skoda Octavia(2017-2021) EMI

Skoda Octavia(2017-2021) Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹2.83 Lakh

On-Road Price in Mumbai Down Payment EMI
RS 245
9,18,964* 72,987
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Skoda Octavia(2017-2021) Similar Cars

  • Audi Q2

  • 42.66 - 59.35 Lakh
  • On-Road Price, Mumbai
EMI ₹70,947 @ 8% for 5 years
  • Isuzu MU-X

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  • On-Road Price, Mumbai
EMI ₹70,965 @ 8% for 5 years
EMI ₹57,068 @ 8% for 5 years
EMI ₹60,809 @ 8% for 5 years
EMI ₹65,696 @ 8% for 5 years
  • MG Gloster

  • 44.79 - 56 Lakh
  • On-Road Price, Mumbai
EMI ₹63,867 @ 8% for 5 years
EMI ₹65,369 @ 8% for 5 years

Explore More About Skoda Octavia(2017-2021)

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On-road price detail


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Expert Reviews

Our expert take on Octavia(2017-2021)



Here is how - Skoda Octavia(2017-2021) price starts from ₹18,82,337 in Mumbai. If you pay a down payment of ₹2,82,738 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹32,434.

The cheapest Octavia(2017-2021) model is Ambition 1.4 TSI (Petrol) which is priced at ₹32,434 in Delhi.

You will need to pay at least a ₹2,53,627 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Octavia(2017-2021).

VersionOn-road price MumbaiMax Loan
Ambition 1.4 TSI (Petrol)18823371599599
Ambition 2.0 TDI CR (Diesel)21755871799599
Style 1.4 TSI MT (Petrol)22423481899599
ONYX 1.8 TSI AT23777191999599
Style 1.8 TSI AT (Petrol)24643342059599
Style 2.0 TDI MT(Diesel)25257822079599
ONYX 2.0 TDI AT26774192199599
Style 2.0 TDI AT (Diesel)27995762299599
2.0 TDI L&K28691892359599
1.8 TSI L&K28186822359599
RS 24545185633599599

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Octavia(2017-2021) will be ₹24,932 but you will have to pay interest of ₹4,94,689 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,12,798, but your interest payment will be only ₹4,61,129 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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