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Skoda Kushaq Car Loan EMI Calculator

Skoda Kushaq
Skoda Kushaq 15.54 - 26.92 Lakh
Versions Active 1.0 TSI MT City Mumbai

Adjust Kushaq Car Loan Parameters

22,892 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate
Total Loan Taken

Skoda Kushaq Active 1.0 TSI MT Car Loan EMI

On-Road Price ₹15,53,989
Ex-Showroom Price ₹11,29,000
Max Loan Amount ₹11,29,000
Down Payment as per your Selection 4,24,989
Loan Amount 11,29,000
EMI Amount 22,892
Interest Component 2,44,520 (17.8%)
Principal Component 11,29,000 (82.2%)
Total Payable over 5 Years 13,73,520
Note: This doesn't include bank processing fee.

Skoda Kushaq Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹1,91,298 ₹83,407 ₹9,37,702
24 ₹2,07,176 ₹67,529 ₹7,30,527
36 ₹2,24,371 ₹50,334 ₹5,06,156
48 ₹2,42,994 ₹31,711 ₹2,63,162
60 ₹2,63,162 ₹11,543 ₹0

Skoda Kushaq EMI

Skoda Kushaq Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹4.25 Lakh

On-Road Price in Mumbai Down Payment EMI
Active 1.0 TSI MT
4,24,989 22,892
Ambition 1.0L TSI MT
4,94,052* 26,339
Ambition 1.0L TSI AT
5,52,384* 29,583
Style 1.0L TSI MT
5,81,836* 31,003
Style 1.0L TSI AT
6,11,052* 32,625
Style 1.5L TSI MT
5,18,635* 34,855
Style 1.0L TSI AT (6 Airbags)
6,43,833* 34,450
Style 1.5L TSi DSG
6,80,449* 36,072
Style 1.5L TSI DSG (6 Airbags)
7,17,094* 38,099
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Skoda Kushaq Similar Cars

EMI ₹14,177 @ 8% for 5 years
EMI ₹17,620 @ 8% for 5 years
EMI ₹22,892 @ 8% for 5 years
  • Kia Seltos

  • 14.17 - 25.87 Lakh
  • On-Road Price, Mumbai
EMI ₹20,662 @ 8% for 5 years
EMI ₹20,193 @ 8% for 5 years
  • MG Astor

  • 14.25 - 25.16 Lakh
  • On-Road Price, Mumbai
EMI ₹20,718 @ 8% for 5 years
EMI ₹19,262 @ 8% for 5 years

Explore More About Skoda Kushaq

Kushaq Details

Everything about Kushaq


Kushaq from every angle


On-road price detail


ARAI and Owner reported mileage

Expert Reviews

Our expert take on Kushaq



Here is how - Skoda Kushaq price starts from ₹15,53,989 in Mumbai. If you pay a down payment of ₹4,24,989 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹22,892.

The cheapest Kushaq model is Active 1.0 TSI MT which is priced at ₹22,892 in Delhi.

You will need to pay at least a ₹3,35,986 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Kushaq.

VersionOn-road price MumbaiMax Loan
Active 1.0 TSI MT15539891129000
Ambition Classic 1.0 TSI MT17681431279000
Ambition 1.0L TSI MT17930521299000
Ambition Classic 1.0L TSI AT19732611429000
Ambition 1.0L TSI AT20113841459000
Style 1.0L TSI MT (Non-Sunroof)20867371509000
Style 1.0L TSI MT21108361529000
Monte Carlo 1.0L TSI MT22063881599000
Style 1.0L TSI AT22200521609000
Style 1.0L TSI AT (6 Airbags)23428331699000
Style 1.5L TSI MT22376351719000
Monte Carlo 1.0 TSI AT24383851769000
Style 1.5L TSI DSG24594491779000
Monte Carlo 1.5L TSI MT24731141789000
Style 1.5L TSI DSG (6 Airbags)25960941879000
Monte Carlo 1.5L TSI DSG26917461949000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Kushaq will be ₹17,597 but you will have to pay interest of ₹3,49,148 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹61,075, but your interest payment will be only ₹2,49,700 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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