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Skoda Kushaq Car Loan EMI Calculator

Skoda Kushaq
Skoda Kushaq 12.97 - 21.48 Lakh
Versions Active 1.0 TSI MT City Mumbai

Adjust Kushaq Car Loan Parameters

22,284 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate
Total Loan Taken

Skoda Kushaq Active 1.0 TSI MT Car Loan EMI

On-Road Price ₹12,97,404
Ex-Showroom Price ₹10,99,000
Max Loan Amount ₹10,99,000
Down Payment as per your Selection 1,98,404
Loan Amount 10,99,000
EMI Amount 22,284
Interest Component 2,38,040 (17.8%)
Principal Component 10,99,000 (82.2%)
Total Payable over 5 Years 13,37,040
Note: This doesn't include bank processing fee.

Skoda Kushaq Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹1,86,215 ₹81,190 ₹9,12,785
24 ₹2,01,670 ₹65,735 ₹7,11,115
36 ₹2,18,409 ₹48,996 ₹4,92,706
48 ₹2,36,537 ₹30,868 ₹2,56,169
60 ₹2,56,169 ₹11,236 ₹0

Skoda Kushaq EMI

Skoda Kushaq Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹1.98 Lakh

On-Road Price in Mumbai Down Payment EMI
Active 1.0 TSI MT
1,98,404 22,284
Ambition 1.0L TSI MT
2,28,114* 25,934
Ambition 1.0L TSI AT
2,51,222* 28,772
Style 1.0L TSI MT
2,62,775* 30,192
Style 1.0L TSI AT
2,86,582* 32,625
Style 1.0L TSI AT (6 Airbags)
2,93,184* 33,436
Style 1.5L TSI MT
3,01,080* 33,436
Style 1.5L TSi DSG
3,22,765* 36,072
Style 1.5L TSI DSG (6 Airbags)
3,29,437* 36,883
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Skoda Kushaq Similar Cars

EMI ₹20,743 @ 8% for 5 years
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EMI ₹20,560 @ 8% for 5 years
  • Kia Seltos

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EMI ₹20,175 @ 8% for 5 years
EMI ₹19,994 @ 8% for 5 years
EMI ₹20,092 @ 8% for 5 years
  • MG Astor

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EMI ₹20,236 @ 8% for 5 years
EMI ₹19,262 @ 8% for 5 years

Explore More About Skoda Kushaq

Kushaq Details

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Kushaq from every angle


On-road price detail


ARAI and Owner reported mileage

Expert Reviews

Our expert take on Kushaq



Here is how - Skoda Kushaq price starts from ₹12,97,404 in Mumbai. If you pay a down payment of ₹1,98,404 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹22,284.

The cheapest Kushaq model is Active 1.0 TSI MT which is priced at ₹21,290 in Delhi.

You will need to pay at least a ₹1,60,114 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Kushaq.

VersionOn-road price MumbaiMax Loan
Active 1.0 TSI MT12974041099000
Ambition 1.0L TSI MT15071141279000
Ambition 1.0L TSI AT16702221419000
Style 1.0L TSI MT17517751489000
Style 1.0L TSI AT18955821609000
Style 1.5L TSI MT19500801649000
Style 1.0L TSI AT (6 Airbags)19421841649000
Style 1.5L TSi DSG21017651779000
Style 1.5L TSI DSG (6 Airbags)21484371819000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Kushaq will be ₹17,129 but you will have to pay interest of ₹3,39,836 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹57,001, but your interest payment will be only ₹2,33,036 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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