For the base model
X-Trail 2004 , whose price is
₹ 23.61 Lakh, you will need to do a down payment of
₹ 3,71,457. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 40,350 for a 5 years loan.