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Maruti Suzuki Swift Car Loan EMI Calculator

Maruti Suzuki Swift
Maruti Suzuki Swift 8.19 - 12.13 Lakh
Versions LXi City Mumbai

Adjust Swift Car Loan Parameters

12,002 EMI for 5 Years
On-Road Price
8,18,610
Down Payment
Loan Tenure
Loan Interest Rate
%
Total Loan Taken
5,91,900

Maruti Suzuki Swift LXi Car Loan EMI

On-Road Price ₹8,18,610
Ex-Showroom Price ₹5,91,900
Max Loan Amount ₹5,91,900
Down Payment as per your Selection 2,26,710
Loan Amount 5,91,900
EMI Amount 12,002
Interest Component 1,28,220 (17.81%)
Principal Component 5,91,900 (82.19%)
Total Payable over 5 Years 7,20,120
Note: This doesn't include bank processing fee.

Maruti Suzuki Swift Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹1,00,292 ₹43,728 ₹4,91,608
24 ₹1,08,616 ₹35,403 ₹3,82,993
36 ₹1,17,631 ₹26,388 ₹2,65,362
48 ₹1,27,394 ₹16,625 ₹1,37,968
60 ₹1,37,968 ₹6,051 ₹0

Maruti Suzuki Swift EMI

Maruti Suzuki Swift Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹2.27 Lakh

On-Road Price in Mumbai Down Payment EMI
Lxi
₹8,18,610
2,26,710 12,002
Vxi
₹9,39,776
2,57,776* 13,829
Vxi AMT
₹10,07,017
2,75,017* 14,842
Zxi
₹10,31,224
2,81,224* 15,207
Zxi AMT
₹10,98,464
2,98,464* 16,221
Zxi Plus
₹11,26,704
3,05,704* 16,647
Zxi Plus Dual Tone
₹11,45,532
3,10,532* 16,931
Zxi Plus AMT
₹11,93,946
3,22,946* 17,661
Zxi Plus AMT Dual Tone
₹12,12,773
3,27,773* 17,945
* Min down payment requirement for this model is higher then your selected value

Car Loan EMI value of Maruti Suzuki Swift Similar Cars

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  • 7.07 - 14.42 Lakh
  • On-Road Price, Mumbai
EMI ₹12,164 @ 8% for 5 years
  • Ford Figo

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  • On-Road Price, Mumbai
EMI ₹11,801 @ 8% for 5 years
  • Tata Tigor

  • 6.85 - 10.96 Lakh
  • On-Road Price, Mumbai
EMI ₹11,775 @ 8% for 5 years
EMI ₹11,841 @ 8% for 5 years
EMI ₹11,920 @ 8% for 5 years
EMI ₹11,679 @ 8% for 5 years
  • Tata Punch

  • 8.13 - 13.09 Lakh
  • On-Road Price, Mumbai
EMI ₹11,819 @ 8% for 5 years

Explore More About Maruti Suzuki Swift

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On-road price detail

Mileage

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Expert Reviews

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FAQs

₹12,002.

Here is how - Maruti Suzuki Swift price starts from ₹8,18,610 in Mumbai. If you pay a down payment of ₹2,26,710 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹12,002.

The cheapest Swift model is LXi which is priced at ₹12,002 in Delhi.

You will need to pay at least a ₹88,050 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift.

VersionOn-road price MumbaiMax Loan
LXi818610591900
VXi939776682000
VXi AMT1007017732000
ZXi1031224750000
ZXi AMT1098464800000
ZXi Plus1126704821000
ZXi Plus Dual Tone1145532835000
ZXi Plus AMT1193946871000
ZXi Plus AMT Dual Tone1212773885000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift will be ₹9,225 but you will have to pay interest of ₹1,83,000 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹27,733, but your interest payment will be only ₹1,13,388 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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