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Maruti Suzuki Alto Car Loan EMI Calculator

Maruti Suzuki Alto
Maruti Suzuki Alto 3.85 - 6.45 Lakh
Versions STD City Mumbai

Adjust Alto Car Loan Parameters

6,590 EMI for 5 Years
On-Road Price
3,85,253
Down Payment
Loan Tenure
Loan Interest Rate
%
Total Loan Taken
3,25,000

Maruti Suzuki Alto STD Car Loan EMI

On-Road Price ₹3,85,253
Ex-Showroom Price ₹3,25,000
Max Loan Amount ₹3,25,000
Down Payment as per your Selection 60,253
Loan Amount 3,25,000
EMI Amount 6,590
Interest Component 70,400 (17.8%)
Principal Component 3,25,000 (82.2%)
Total Payable over 5 Years 3,95,400
Note: This doesn't include bank processing fee.

Maruti Suzuki Alto Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹55,068 ₹24,010 ₹2,69,932
24 ₹59,639 ₹19,439 ₹2,10,293
36 ₹64,589 ₹14,489 ₹1,45,705
48 ₹69,949 ₹9,128 ₹75,755
60 ₹75,755 ₹3,323 ₹0

Maruti Suzuki Alto EMI

Maruti Suzuki Alto Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹0.6 Lakh

On-Road Price in Mumbai Down Payment EMI
STD
₹3,85,253
60,253 6,590
STD (O)
₹4,75,345
1,36,345* 6,874
LXi
₹5,50,194
1,56,194* 7,989
LXi CNG
₹5,53,482
64,482* 9,915
LXi (O)
₹5,68,486
1,60,486* 8,273
VXi
₹5,95,482
1,67,482* 8,678
VXi Plus
₹6,13,706
1,72,206* 8,952
LXi (O) CNG
₹6,45,398
1,42,398* 10,199
* Min down payment requirement for this model is higher then your selected value

Explore More About Maruti Suzuki Alto

Alto Details

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Alto from every angle

Prices

On-road price detail

Mileage

ARAI and Owner reported mileage

Expert Reviews

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FAQs

₹6,590.

Here is how - Maruti Suzuki Alto price starts from ₹3,85,253 in Mumbai. If you pay a down payment of ₹60,253 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹6,590.

The cheapest Alto model is STD which is priced at ₹6,590 in Delhi.

You will need to pay at least a ₹37,379 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Alto.

VersionOn-road price MumbaiMax Loan
STD385253325000
STD (O)475345339000
LXi550194394000
LXi (O)568486408000
VXi595482428000
Vxi Plus613706441500
LXi CNG553482489000
LXi (O) CNG645398503000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Alto will be ₹5,066 but you will have to pay interest of ₹1,00,544 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹15,762, but your interest payment will be only ₹64,432 over the period of 3 years period.

Disclaimer : The EMI calculator performs the calculation as per the information entered by you and this does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest whole figure. The actual down payment and EMI payment may vary depending upon type and use of vehicle, lender requirements and your credit strength. Check with a financial institution for the exact payment.
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