Maruti Suzuki Swift Dzire [2015-2017] Car Loan EMI Calculator

₹ 11,093.
Here is how - Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,09,945 in Baran. If you pay a down payment of ₹ 62,867 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 11,093.

The cheapest Swift Dzire [2015-2017] model is LXI which is priced at ₹ 6,09,945 in Baran. You will need to pay at least a ₹ 62,867 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift Dzire [2015-2017].

Version	On-road price in Baran	Max Loan
LXI	₹ 6,09,945	₹ 5,47,078
LXI (O)	₹ 6,14,651	₹ 5,51,353
VXI	₹ 7,03,020	₹ 6,19,250
ZXI	₹ 8,16,368	₹ 7,20,196
LDI	₹ 7,65,707	₹ 6,75,078
VDI	₹ 8,21,242	₹ 7,24,537
ZDI	₹ 9,36,109	₹ 8,24,164
VXI AT	₹ 7,99,502	₹ 7,05,176
VXI AT ABS	₹ 8,22,657	₹ 7,25,797
LXI ABS	₹ 6,37,357	₹ 5,71,978
LDI ABS	₹ 7,89,163	₹ 6,95,968
VXI ABS	₹ 7,26,175	₹ 6,39,871
VDi ABS	₹ 8,35,316	₹ 7,37,071
ZDI AMT	₹ 9,93,585	₹ 8,75,350

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2015-2017] LXI will be ₹ 9,507 but you will have to pay interest of ₹ 2,51,510 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 19,113, but your interest payment will be only ₹ 1,40,990 over the 3 years period.

₹ 11,093
Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,09,945 in Baran.

We have considered
Down-payement : ₹ 62,867
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,04,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2015-2017] starts from ₹ 6.10 Lakh, you can get a loan with an annual income as low as ₹ 2.04 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.