Maruti Suzuki Swift Dzire [2015-2017] Car Loan EMI Calculator

₹ 10,885.
Here is how - Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,06,206 in Anandpur Sahib. If you pay a down payment of ₹ 69,351 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 10,885.

The cheapest Swift Dzire [2015-2017] model is LXI which is priced at ₹ 6,06,206 in Anandpur Sahib. You will need to pay at least a ₹ 69,351 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift Dzire [2015-2017].

Version	On-road price in Anandpur Sahib	Max Loan
LXI	₹ 6,06,206	₹ 5,36,855
LXI (O)	₹ 6,10,851	₹ 5,41,021
VXI	₹ 6,85,361	₹ 6,07,855
ZXI	₹ 7,96,141	₹ 7,07,221
LDI	₹ 7,46,628	₹ 6,62,809
VDI	₹ 8,00,905	₹ 7,11,494
ZDI	₹ 9,13,236	₹ 8,09,561
VXI AT	₹ 7,79,658	₹ 6,92,436
VXI AT ABS	₹ 8,02,289	₹ 7,12,735
LXI ABS	₹ 6,33,484	₹ 5,61,322
LDI ABS	₹ 7,69,553	₹ 6,83,372
VXI ABS	₹ 7,07,991	₹ 6,28,153
VDi ABS	₹ 8,14,659	₹ 7,23,831
ZDI AMT	₹ 9,69,410	₹ 8,59,947

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2015-2017] LXI will be ₹ 9,448 but you will have to pay interest of ₹ 2,56,777 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 18,996, but your interest payment will be only ₹ 1,47,001 over the 3 years period.

₹ 10,885
Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,06,206 in Anandpur Sahib.

We have considered
Down-payement : ₹ 69,351
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,03,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2015-2017] starts from ₹ 6.06 Lakh, you can get a loan with an annual income as low as ₹ 2.03 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.