Maruti Suzuki Swift Dzire [2015-2017] Car Loan EMI Calculator

₹ 11,040.
Here is how - Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 5,44,465 in Angamaly. If you pay a down payment of ₹ 0 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 11,040.

Here is a model wise list of max loan amount for Swift Dzire [2015-2017].

Version	On-road price in Angamaly	Max Loan
LXI (O)	₹ 6,29,309	₹ 5,57,577
VXI	₹ 7,05,624	₹ 6,26,030
ZXI	₹ 8,17,193	₹ 7,26,104
LDI	₹ 7,70,028	₹ 6,83,798
VDI	₹ 8,24,290	₹ 7,32,469
ZDI	₹ 9,38,516	₹ 8,32,236
VXI AT	₹ 8,03,340	₹ 7,13,678
VXI AT ABS	₹ 8,26,229	₹ 7,34,209
LXI ABS	₹ 6,52,203	₹ 5,78,112
LDI ABS	₹ 7,93,217	₹ 7,04,598
VXI ABS	₹ 7,28,514	₹ 6,46,561
VDi ABS	₹ 8,38,202	₹ 7,44,948
ZDI AMT	₹ 9,95,333	₹ 8,83,200

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2015-2017] LXI will be ₹ 8,486 but you will have to pay interest of ₹ 1,68,359 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 17,062, but your interest payment will be only ₹ 69,767 over the 3 years period.

₹ 11,040
Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 5,44,465 in Angamaly.

We have considered
Down-payement : ₹ 0
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 1,82,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2015-2017] starts from ₹ 5.44 Lakh, you can get a loan with an annual income as low as ₹ 1.82 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.