Maruti Suzuki Swift Dzire [2015-2017] Car Loan EMI Calculator

₹ 11,040.
Here is how - Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 5,44,465 in Ghazipur. If you pay a down payment of ₹ 0 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 11,040.

Here is a model wise list of max loan amount for Swift Dzire [2015-2017].

Version	On-road price in Ghazipur	Max Loan
LXI (O)	₹ 6,27,574	₹ 5,56,021
VXI	₹ 7,02,941	₹ 6,23,623
ZXI	₹ 8,14,992	₹ 7,24,130
LDI	₹ 7,64,911	₹ 6,79,208
VDI	₹ 8,19,812	₹ 7,28,453
ZDI	₹ 9,33,399	₹ 8,27,646
VXI AT	₹ 7,98,321	₹ 7,09,176
VXI AT ABS	₹ 8,21,210	₹ 7,29,707
LXI ABS	₹ 6,50,467	₹ 5,76,556
LDI ABS	₹ 7,88,100	₹ 7,00,008
VXI ABS	₹ 7,25,830	₹ 6,44,154
VDi ABS	₹ 8,33,723	₹ 7,40,931
ZDI AMT	₹ 9,90,216	₹ 8,78,610

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2015-2017] LXI will be ₹ 8,486 but you will have to pay interest of ₹ 1,68,359 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 17,062, but your interest payment will be only ₹ 69,767 over the 3 years period.

₹ 11,040
Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 5,44,465 in Ghazipur.

We have considered
Down-payement : ₹ 0
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 1,82,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2015-2017] starts from ₹ 5.44 Lakh, you can get a loan with an annual income as low as ₹ 1.82 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.