For the base model
Cruze , whose price is
₹ 16.35 Lakh, you will need to do a down payment of
₹ 3,40,573. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 27,129 for a 5 years loan.