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September 16, 2014 13:00

Not many people in a country like India have the financial ability to pay the entire amount while purchasing a car, be it a Maruti Suzuki Alto 800 or a Honda CR-V. This is where the auto financing in India comes to the rescue and helps people procure their dream in the form of a car. Now, many people keep wondering how to get car loan in India and quite rightly so because this something that few have an idea about. Car finance interest rates and EMIs constitute the big problem that taking a loan is. How to finance a car is a big question in a country like India but the answer is quite simple. Gates have opened in recent years and getting a loan or even used car finance is not that difficult.

First and foremost, while going for auto financing in India, the car buyer should always try to take loan from the manufacturer itself. Companies and their dealerships have tie ups with financial institutions, who offer deals on low car finance interest rates. While thinking about how to finance a car, one should always try to minimise the interest rate and EMI as much as possible. Taking used car finance is also not that tough and many companies are present in the market, selling second hand cars. Finding an answer to how to get car loan in India is really easy with so many financial institutions in the market. 

Auto financing in India has been simplified and one can also go to private institutions for taking loans. Car finance interest rates have gone down in recent times, thereby making it simpler for people to get a vehicle. There are plenty of private institutions that help people who lack the knowledge about how to get a car loan in India.

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