Maruti Suzuki India Limited (MSIL) is the pioneer car manufacturer of the country who has been residing in the domestic auto market since several years. The company is acknowledged for providing the best customer satisfaction and commendable after sales service experience. These are one of the few major reasons, which have helped the company in elevating its stature to a position where it is considered the top-notch car maker of the nation. Notably, MSIL not only accounts for selling vast numbers of cars every year but is also dedicated towards transforming the dream of owning a car into a reality. Maruti Suzuki India Finance, along with the joint ventures of other financing firms, helps in providing the best financial deal to the customers. People can have access to the Maruti car financing service right from the dealership through which they are buying the vehicle.
Maruti car finance service is available across the country and is in collaboration with renowned firms such as ICICI, HDFC, Kotak Mahindra, Sundaram Finance, wherein State Bank of India is the largest financer. They have specially designed finance schemes, which suit the budget and interest of every prospective buyer. These schemes cover the widest range of automobiles, be it a hatchback or sedan or a Multi Purpose Vehicle (MPV). The financing firm also ensures 100 per cent finance for the selected model, under certain conditions and policies. The document processing is generally hassle-free and is completed within a day or two. The repayment option are highly flexible and allows people to select from a variety of specially designed instalment schemes, ranging from a period of 1 year up to 7 years.
Maruti car loan rates are available at the lowest figure possible and allow people to borrow a sum, which is much more than their annual salary. A salaried professional can apply for an amount 3 times more than his/her annual income, whereas, the amount increases to 6 times in case of a self-employed person. There are also certain valued added services such as extended warranty and maintenance. People planning to buy Maruti cars in India can contact the concerned dealership and get more information regarding the loan process. Interestingly, the loans for insurance of the car as well its added and in-built accessories are also covered within the financing scheme. Other special offers are also included in the schemes and special privileges can also be accessed by the elite customers of the company.
There are several Maruti car dealers in India who provide this financing service on the spot. The loan requirement can be calculated after consulting with their finance experts and information can be acquired as to what amount is to be paid exactly during the instalment tenure. Auto and financial experts unanimously agree that such types of initiatives help the company to stabilise its market presence in the country. A number of other car makers have also introduced similar schemes and others are planning to unveil their proposals. In the coming years, it is anticipated that buying a car would be much more feasible as the interest rates are expected to stoop down more.
