Cars Q&A
Hi,
Generally the process of change of ownership can be done within 15 days.As it has already taken more than 3 weeks, it needs to be folowed up.It will always be bette to keep insurance in your name as for claiming its essential to take signature of the actual owner as mentioned in insurance policy.
IF VEHICLE NOT HAVING LOAN IN RC BOOK THAN MAXIMUM 5WORKING DAYS TO NAME CHANGE AND IF IT IS IN LOAN AND REGD IN OTHER RTO AREA WHERE U R NOT LIVING THAN 2/3 DAYS WILL BE EXTRA. MAXIMUM 10 DAYS ,, STICLY FOLLOW ..
IF OLD OWNER R WELL KNOW AND MAY BE HELP ON ANY PROBLEM THAN DONT CHANGE RC INSURANCE IN UR NAME .. RC AND INSURANCE MUST BE IN ONE NAME IF ANY PROBLEM HAPPENS ,,
IT IS NOT A GOOD ONLY CHANGE THE NAME IN INS,ONLY
hello,
check with RTO for any other formality,normally it takes one month.Keeping the insurance in previous owner's name will be of no use since the insurance and registration should be same name.once the registration is changed previous policy is useless.contact nearest insurance co.whose rep.will visit and shall inspect the car for rs.175/- and will give u the copy of inspection report and by producing the same with the ins.co.within 24 hrs.you can get your policy.make sure there is not damage or scratches on the car part which shall not be covered for the whole year
regards
hi mr . Raju Singh ,
why 1 month for transfering of ownership .
Insurance and RC book owner should be same. If you transfer the vehicle in your name and have receipt of RTO, pending final transfer; you can ask the same insurance company to transfer the title in your name. The company will collect unused amount of No Claim Bonus on pro rata basis, if any + the transfer charges. In case you have transferred the vehicle and not the insurance (which could be done with 14 days of date of transfer) the claim will not be settled. Because at the time of claim, you have the vehicle registered in your name but no Insurance and the previous owner has the Insurance but no vehicle.
i purchased a vechile from my friend after signing all the necessary documents i went to rto to register the vechile on my name but the signature on the documents were not same it was little different from the orignal what my friend has signed so the rto rejected the transfer of the vechile then after few days i called my friend but as he was working abroad he went so iam badly stuck the vechile is still on his name .......... please help
I was buy a santro car in delhi when i went to RTO they said that signature is different for ownership transfer and the old owner of the vehicle is gone on transfer. Even i dont know his new address. And the validity of rc is also finish. I apply for both ownership transfer as well as RC fitness. Does any one help me that can RTO renew my RC without ownership transfer or it is ncessary to trasfer the ownership?
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