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Cars Q&A

i own maruthi alto lxi. i purchased it through finance from hdfc bank period is 48 months and since two years i paid the installment without any default and now can i change the bank for lower emi
By Kishankumar 05 May 2009
Expert`s comment:

It will not be possible to change bank .Insted you can get loan from other bank and clear the balance left.

Answer by Shiva Shankar 05 May 2009

Very few people know that in these times, the banks are going out of the way to help the consumer keep the car. You can approach the bank and tell them the situation and they should be able to given you a revised structure for your loan. I had checked with HDFC myself few weeks ago.

Answer by Joshua 05 May 2009
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