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i want to insura my car, what should i do i want a third party insurance (mumbai, guide for the same, santro xing 2007, second owner
By Deven 03 March 2009
Answers:
expert
Expert`s comment:

Hi,
Please use the link below for the same.

http://www.cartrade.com/car-loan-finance

Answer by Shiva Shankar 03 March 2009

Third Party Insurance will cover only the other party who got hit by the car owner. This means the car owner will not be able to claim for any damages. Moreover the TPI will give an impression that the car is met with accident and insurance company not interested to give comprehensive cover. Hence full cover package is advisable.

Answer by Venkat 03 March 2009

Yes, I would prefer you to go ahead with Comprehensive Cover, as there will be compensation, in which, if both (yourside and the person met accident with you) met with damages, insurance co will take care of any major damages both sides and in case of less insurance, it will be given pro-rata to both of you.

Answer by Chandra 03 March 2009

SIR,
I WOULD RECOMEND YOU TO GO FOR 1ST PARTY INSURENCE AS YOU ARE THE OWNER OF THE CAR THAT WOULD COST YOU LESS APPROX.4000 TO MAX 5000 AS THE VALUE OF THE CAR DECRESED.THAT NOT A BIG AMMOUNT AND GIVE YOUR CAR A 70% INSURENCE THAT VERY GOOD & TAKE ALL THE RISK WHICH IS WORTH..
HOPE YOU GET MY BEST ADVICE..
THANKING YOU...

Answer by SIMRAN PAL SINGH 03 March 2009

just go any insurance dealer.you can insure yiour car from any where

Answer by Shareefkc 03 March 2009

Hi,Deven,

If you prefer third party insurance alone, go for any insurance dealer/agent, select a suitable package amount,so that the coverage will be for thirdparty, driver and co-passengers. If you go for comprehensive policy, choose an insurance company who has tie-up with your regular vehicle service dealer, since it will be easier during claims.

Answer by Gnanasekar 03 March 2009

Dear Sir,

Take the advise of Sri.Venkat.

Regards

James

Answer by James Richard 03 March 2009
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