Maruti Suzuki Jimny Car Loan EMI Calculator

₹ 25,840.
Here is how - Maruti Suzuki Jimny price starts from ₹ 14,62,885 in Angul. If you pay a down payment of ₹ 1,88,486 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 25,840.

The cheapest Jimny model is Zeta MT which is priced at ₹ 14,62,885 in Angul. You will need to pay at least a ₹ 1,88,486 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Jimny.

Version	On-road price in Angul	Max Loan
Zeta MT	₹ 14,62,885	₹ 12,74,399
Zeta AT	₹ 15,88,019	₹ 13,84,399
Alpha MT	₹ 15,70,738	₹ 13,69,399
Alpha AT	₹ 16,95,871	₹ 14,79,399
Alpha MT Dual Tone	₹ 15,88,902	₹ 13,85,399
Alpha AT Dual Tone	₹ 17,13,633	₹ 14,95,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Jimny Zeta MT will be ₹ 22,801 but you will have to pay interest of ₹ 6,40,885 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 45,841, but your interest payment will be only ₹ 3,75,877 over the 3 years period.

₹ 25,840
Maruti Suzuki Jimny price starts from ₹ 14,62,885 in Angul.

We have considered
Down-payement : ₹ 1,88,486
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Jimny with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 4,88,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Jimny starts from ₹ 14.63 Lakh, you can get a loan with an annual income as low as ₹ 4.88 lakh.

Here are the most important things you should consider while getting a car loan for a new Jimny

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.