Citroen C3 Aircross Car Loan EMI Calculator

₹ 20,256.
Here is how - Citroen C3 Aircross price starts from ₹ 11,51,758 in Singur. If you pay a down payment of ₹ 1,52,758 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 20,256.

The cheapest C3 Aircross model is You 1.2 5 STR which is priced at ₹ 11,51,758 in Singur. You will need to pay at least a ₹ 1,52,758 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for C3 Aircross.

Version	On-road price in Singur	Max Loan
Max 1.2 5 STR	₹ 14,22,182	₹ 12,26,300
Plus 1.2 7 STR	₹ 13,87,809	₹ 11,96,300
You 1.2 5 STR	₹ 11,51,758	₹ 9,99,000
Plus 1.2 5 STR	₹ 13,47,707	₹ 11,61,300
Plus 1.2 5 STR Vibe Pack	₹ 13,76,351	₹ 11,86,300
Max 1.2 7 STR	₹ 14,62,284	₹ 12,61,300
Plus 1.2 5 STR Dual Tone	₹ 13,70,623	₹ 11,81,300
Plus 1.2 5 STR Vibe Pack Dual Tone	₹ 13,99,267	₹ 12,06,300
Max 1.2 5 STR Vibe Pack	₹ 14,47,389	₹ 12,48,300
Max 1.2 5 STR Dual Tone	₹ 14,45,098	₹ 12,46,300
Max 1.2 5 STR Vibe Pack Dual Tone	₹ 14,70,305	₹ 12,68,300
Plus 1.2 7 STR Vibe Pack	₹ 14,16,453	₹ 12,21,300
Plus 1.2 7 STR Dual Tone	₹ 14,10,725	₹ 12,16,300
Plus 1.2 7 STR Vibe Pack Dual Tone	₹ 14,39,369	₹ 12,41,300
Max 1.2 7 STR Vibe Pack	₹ 14,87,491	₹ 12,83,300
Max 1.2 7 STR Dual Tone	₹ 14,85,200	₹ 12,81,300
Max 1.2 7 STR Vibe Pack Dual Tone	₹ 15,10,407	₹ 13,03,300
Plus 1.2 5 STR AT	₹ 14,96,657	₹ 12,91,300
Max 1.2 5 STR AT	₹ 15,71,132	₹ 13,56,300
Max 1.2 7 STR AT	₹ 16,11,234	₹ 13,91,300
Plus 1.2 5 STR AT Dual Tone	₹ 15,19,573	₹ 13,11,300
Plus 1.2 5 STR AT Vibe Pack	₹ 15,25,302	₹ 13,16,300
Plus 1.2 5 STR AT Vibe Pack Dual Tone	₹ 15,48,217	₹ 13,36,300
Max 1.2 5 STR AT Dual Tone	₹ 15,94,048	₹ 13,76,300
Max 1.2 5 STR AT Vibe Pack	₹ 15,96,339	₹ 13,78,300
Max 1.2 5 STR AT Vibe Pack Dual Tone	₹ 16,19,255	₹ 13,98,300
Max 1.2 7 STR AT Dual Tone	₹ 16,34,150	₹ 14,11,300
Max 1.2 7 STR AT Vibe Pack	₹ 16,36,441	₹ 14,13,300
Max 1.2 7 STR AT Vibe Pack Dual Tone	₹ 16,59,357	₹ 14,33,300

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for C3 Aircross You 1.2 5 STR will be ₹ 17,952 but you will have to pay interest of ₹ 5,08,968 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 36,092, but your interest payment will be only ₹ 3,00,312 over the 3 years period.

₹ 20,256
Citroen C3 Aircross price starts from ₹ 11,51,758 in Singur.

We have considered
Down-payement : ₹ 1,52,758
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy C3 Aircross with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,84,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of C3 Aircross starts from ₹ 11.52 Lakh, you can get a loan with an annual income as low as ₹ 3.84 lakh.

Here are the most important things you should consider while getting a car loan for a new C3 Aircross

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.